The Federal Reserve’s annual meeting will be held in January, and it has signaled a shift away from its normal pace of bond-buying.

The Fed has been running its bond-price program in such a way that it has increased interest rates twice in the past three years.

The goal is to get inflation close to the Fed’s 2 percent target.

The rate hikes were supposed to help lift the economy out of a recession, but have had a negative impact on the housing market and consumer spending.

A study by Credit Suisse, the largest investment bank, estimates that U.S. homeowners are paying $5,000 less for a new home than they were before the rates hikes.

That would add up to a $5 trillion cost over the next decade to the economy, according to the report.

While the Federal Reserve has signaled an intention to return to its normal bond-purchase pace, it is not clear if that will happen this year.

A Fed spokesman said in an email that the bank will continue to take the actions that are appropriate under its policy.

The U.K. central bank has indicated it is prepared to hold off on buying government bonds this year, after cutting its forecast for the economy from 2.9 percent to 2.3 percent in January.

A new report by Credit Agricole, the biggest broker in the European Union, said that the British government may not be able to meet its goal of bringing inflation to 2 percent.

The European Central Bank said it would cut its forecasts for growth and inflation this year by a similar amount to the central bank’s initial forecasts.

It also warned that the outlook for inflation has worsened as the U.k. has held back its rate increases and is expected to keep borrowing rates unchanged.